Matt and Lou sit down with Keith Costello, who built Locality Bank from the ground up, a tech‑forward community bank for real business owners. They dive into his “why,” the nuts‑and‑bolts of launching a bank, the future of stable coins, and why the big banks aren’t always the best choice for entrepreneurs.

On today’s episode, Michael Walsh takes us behind the curtain of business growth, from “we’re doing fine” to “we’re doing great, but I’m drowning anyway.” He walks through the hidden growth blockers (structures, people, manager vs. individual contributor), his “Freedom by Design” framework, and how to shift your business from a grind to something that actually frees you.

Matt and Luigi sit down with Nathalia Melo, former Ms. Olympia, to talk about her journey from gym floors in Brazil to global stages, and how that athletic mindset maps straight onto entrepreneurship, body image, hustle, and building a life that works when the perfect time never comes.

Matt and Luigi sit down with Julio Gonzalez, founder and CEO of Engineered Tax Services, to peel back the curtain on how the tax code can actually become a tool — not a penalty — for entrepreneurs and real‑estate investors.